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Even saving a little bit on a monthly basis for emergencies can soon add up to a helpful amount when you want it. Selling some household things that are never used or that you can do without, can produce additional cash. These materials could be sold in a number of ways including a variety of online sites. Free classifieds and auction websites offer many options to make those unused items into extra cash. To keep your personal financial life afloat, you ought to put a portion for each paycheck into savings. In the present economy, that may be hard to do, but even a small amount accumulate as time passes. Interest in a bank account is often higher than your checking, so there is the added bonus of accruing additional money as time passes. Be sure you have at the very least six months time amount of savings in case of job loss, injury, disability, or illness. You can never be too prepared for some of these situations if they arise. 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